Financial planning
Each customer deserves individual pension and protection coverage
Creating a cogent and efficient insurance and pension plan with each individual customer’s information is central to the holistic, needs-orientated financial planning of the AWD Group. Comprehensive advisory services provided by banks are generally retained for wealthier customers. AWD however makes holistic financial planning available to a large customer group. Each and every customer deserves individual security and protection, benefiting from as much state support as possible. Thereby the AWD Group offers customers a decisive added-value.
The AWD Care cycle:
Data survey
Effective financial planning requires an intensive cooperation on a partnership basis among customer and adviser, creating a relationship of mutual confidence. Using a questionnaire containing more than 700 data fields, the AWD adviser gathers all relevant customer data necessary for a holistic financial planning. The AWD adviser’s high qualification and the transparency of the comprehensive advisory process form the precondition for the mutual confidence.
Personal Financial Strategy (PFS)
Each customer can determine the criteria for the financial planning according to his own preferences, risk profile and lifetime planning. The AWD adviser supports the process using sound analysis techniques, specialist knowledge and experience. The Personal Financial Strategy provides a structured analysis of the customer’s current situation and indicates different alternatives to reach the customer’s individual insurance and pension objectives.
Comparison software
The customer can create his insurance and pension portfolio from the range of tailored products identified to match his personal objectives. Best-practice quality standards are obviously the basis for every aspect of AWD’s advice. The comparison software, developed by the AWD Group, is a unique product in the market.
Documentation
Each customer receives documentation of more than 50 pages outlining his individual financial planning. This ensures a comprehensible and transparent advisory process any time.
The AWD Group will continue to advise customers in the mass a fluent income bracket with its comprehensive financial planning concept. Further developing this unique service and transferring it to new markets will remain the strategic focus for the next years.